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Why do I have to be the one?
Even an issue outside of you, one the size of national government or climate change, can be impacted by individual choice and individual action. It's easy to say "why bother?" because "not enough people will go out of their way or inconvenience themselves to make a difference - why should I be the one?"
In a change that affects a group, individuals often assume that someone else will take the point and lead. They might be accustomed to a certain person stepping forward to take care of the dirty work, so instead of acting they watch. Let someone else make the sacrifice.
Better to keep one's head down?
Maybe you think it's better to leave well enough alone. You don't want to stand out by standing up when you see a person being mistreated. Perhaps if you just sit still things will change around you. That might sound like the easier path at first - just to keep your head down and let events take their course without you. But what if events don't evolve in the way you predict, or in the way that would be best for everyone, or in the way that you want? You might be waiting for the flood water to recede, when all the water can do is to grow deeper.
What you have to do if you want to fly
C.S. Lewis's view of humankind is that you have to change form, from an egg to a bird if you want to be able to fly. Are you a perfectly ordinary egg right now? How do you think it will feel to hatch in order to learn to fly? Are you concerned about the broken shell? Do you worry that it will hurt you to hatch, or that you will become exhausted by the effort needed to make your way out?
For any individual it comes down to the perceived importance of the change. If you don't care about flying, or if you don't have to fly in order to keep yourself or those you love safe in this world, perhaps you think it would be just as well to enjoy the coziness of your present condition. Even with its limitations.
Consider this: one thing you can't change is that over time you will change. And if your change means you will grow, that shell will become tighter and tighter, confining you until your arms and legs are stiff and bent. At some point you will have to break out. If you wait long enough, will your resistance and delay have caused irreparable damage?
Sure, there are things you can't change - like other people. They are the ones with the choice (the responsibility?) to change themselves. You might be able to influence how they are by how you are, or by the way in which you see them and interpret their actions. But can you change them? Nope. That's not something you can worry about. Their egg is their own.